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619-670-1000

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619-670-1000

Our Mission

Our mission is to enable our policyholders to manage the risks of everyday life, recover from the unexpected and to realize their dreams. We strive to build personal, long-term relationships with our customers by offering quality service, a friendly atmosphere, mutual trust and integrity. We endeavor to be your first and best choice for insurance and financial services.

Our AgencyDennis Volz

We've been serving the Greater San Diego area for over 30 years. Our approach to insurance is a little different in that we like to get to know you before we recommend the type of insurance, coverage, limits and deductibles. Give us a call and see just how personable the insurance experience can be. Dennis, Yvonne and Pat stand ready to assist you make these most important decisions.

Our commitment to you is to provide the best insurance advice and information to you so you can then choose the best and most cost-efficient insurance products. We want you to have the coverage you need -- NOTHING MORE, NOTHING LESS!

About Dennis:
  • California Resident since 1950
  • 1st Lt, USMC, 1974-78
  • Licensed Insurance Agent since 1978
  • Stopped wearing ties (except for pictures) in 1984
  • Responsive
  • Listening
  • Helpful


Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979

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La Mesa Homeowners Insurance
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Oceanside Homeowners Insurance
Rancho San Diego Homeowners Insurance
San Diego Homeowners Insurance
Santee Homeowners Insurance
Spring Valley Homeowners Insurance
Carlsbad Renters Insurance
Descanso Renters Insurance
El Cajon Renters Insurance
Encinitas Renters Insurance
Jamul Renters Insurance
La Mesa Renters Insurance
Lakeside Renters Insurance
Oceanside Renters Insurance
Rancho San Diego Renters Insurance
San Diego Renters Insurance
Santee Renters Insurance
Spring Valley Renters Insurance

Information about Personal Insurance

  • Auto
  • Renters
  • Homeowners
  • Condo
  • Life
Call us anytime 24 hours a day for an auto insurance quote
619-670-1000

Auto Insurance
  • #1 company in Auto Insurance
  • Quick quotes
  • Inexpensive policies
  • Provides Full Cost to Replace car if totaled in the FIRST YEAR
  • We offer MANY DISCOUNTS
    • Good Driver
    • Good Student
    • Senior (Mature Driver) carInsImage
    • Multiple Car
    • Multiple Lines
    • Passive Restraint/Air Bag
    • Vehicle Safety
    • Driver Safety
    • Persistency/Loyalty
    • Drivers Education
  • Does not have strict permissive use restrictions
    • Coverage limits THE SAME for drivers other than insured
  • Use/offers OEM parts during repairs
  • Flexible payment plans Low monthly charges for payment plans
  • No Finance Charges
  • Only two mileage classification bands
  • Offers wide range of policy discounts Implemented three consecutive rate decreases in 2004, 2005, and 2006
  • Low DOI complaint ratio Strong financial rating No membership or broker fee required
  • Offers 14 days automatic coverage on all newly acquired vehicles
  • Policies can be defined over the phone and processed via e-mail and/or fax.
  • Insurance cards can be delivered via e-mail or fax in less than 30 minutes.
  • Why us? · GREAT Coverage and Low Cost!
    • Customer Service the makes us a #1 Agency·
    • Easy to remember phone Number to our San Diego Agency 619-670-1000
    • E-Mail solutions: Applications, Policy changes, Insurance Cards are all quickly facilitated via e-mail or web.
  • Low Cost and FAST proof of insurance delivery.
  • Low to NO required down payment·
  • No Social Security Number required.·
  • When you need a voice that can get through the red tape- An AGENT is your advocate!
  • Choose an Agent… Choose an Agency that you can contact… Choose Dennis Volz… 619-670-1000
  • California Auto and Car Insurance
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
Dennis Volz Insurance Agency
Insurance for the Times of Your Life
OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Renters Insurance
  • #1 company in Renter's Insurance
  • You may not own the place where you live, but you still need insurance protection.
  • Renters insurance is for anyone who rents a home, be it a house or an apartment.
  • Renters insurance can protect your personal property against fire,theft and vandalism.
  • Renters insurance can help protect you in case of a liability lawsuit against you.
    • This could occur in a situation where you are held responsible for:
      • Injury to another person
      • Damage to another person's property
    • Whether the incident occurred within your rented residence, or elsewhere.
  • You may be eligible for premium discounts on both renters and auto insurance when you purchase both policies from our agency. rent
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
Dennis Volz Insurance Agency
Insurance for the Times of Your Life
OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Homeowners Insurance
  • We protect the roof over your head and everything under it, especially your sense of security.
  • Our company has been writing homeowner s insurance for over 60 years. Today, we insure about 15 million homes.
  • We offer broad protection that you can trust, plus affordable rates, and outstanding service.
  • The our Homeowners Policy offers protection for your dwelling, as well as your personal possessions and personal liability.
  • We offer SPECIAL PROTECTION POLICIES when needed: doghouse
    • Jewelry
    • Guns
    • Fine Art
    • Rugs
    • Tools (carpenter, plumber, mechanic, etc.)
    • Hearing Aids
    • iPod
    • Cameras (both personal and professional)
  • Manufactured Homes
    • Manufactured home living is modern and carefree, and as a homeowner, you want insurance that will add to your carefree living by giving you protection for your home, your property and your personal liability
  • Protect your home and your sense of security with well-structured homeowners insurance.
  • Is your mortgage company providing the insurance?
  • Get a competitive quote with coverage that meets your goals… Then cross check the mortgage company’s policy with ours. We would like to earn your business.
  • Already own your home?
  • Let us review your existing coverage and provide a comparable quote with insight into other areas that may need review.
    • Even if you stay with your existing company, you'll get a free review of your coverages and possibly some MONEY-SAVING recommendations to take back to your current insurance carrier.
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Condo Unit Owners Insurance
  • We protect the roof over your head and everything under it, especially your sense of security.
  • Our company has been writing property insurance for over 60 years. Today, we insure about 15 million homes.
  • We offer broad protection that you can trust, plus affordable rates, and outstanding service.condo
  • Our Condo Unit Owners Policy offers protection for your dwelling, as well as your personal possessions and personal liability.
  • We offer SPECIAL PROTECTION POLICIES when needed:
    • Jewelry
    • Guns
    • Fine Art
    • Rugs
    • Tools (carpenter, plumber, mechanic, etc.)
    • Hearing Aids
    • iPod
    • Cameras (both personal and professional)
  • Whatever your needs are, We have you covered.
  • Buying insurance is different for a condominium unit owner than for owners of conventional homes or renters. That is why a special unit owners policy has been developed.
  • Our Condo Unit Owners policy is for the customer who owns and occupies (at least part of the year) a dwelling unit in a structure owned and insured by a:
    • Condominium Association
    • Townhome Association,
    • Cooperative
    • Homeowner Association
    • Planned Community
    • Similar types of organization
  • Learn more about what's not covered.
  • Protect your corner of the world.
  • Already own your condo?
  • Let us review the existing coverage and provide a comparable quote with insight into other areas that may need review.
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Life Insurance
  • It's never too late or too early to think about protecting your family's financial future.
  • Life insurance is protection against financial loss resulting from death.
  • It is an insurance company's promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums.
  • Why do I need life insurance?
  • Although you may not think about it, your ability to earn income is a significant asset and life insurance helps replace lost income in the event of your premature death. life
  • Here are some reasons people buy life insurance.
  • The death benefit may be used:
    • To replace income the family would need to maintain their standard of living after the death of a wage earner.
    • To pay off a mortgage loan and other personal and business debts or to create a rent fund.
    • To create a fund for children's education.
    • To pay final expenses, such as funeral costs and taxes.
    • To create a family emergency fund or a fund for a family member with special needs.
  • How much life insurance do I need?
  • Call us for a free over-the-phone estimate of your Life Insurance Needs. (takes about 5 minutes)
  • Cash needs that exceed your available assets can be covered by life insurance.
This content is only a general description of coverages and is not a statement of contract. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and any endorsements.
Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979

Information about Business Insurance

  • Contractors
  • Retail & Service
  • Office
  • Landlord
  • Church
Call us anytime for a quote
619-670-1000

Contractors Insurance

As a self-employed contractor, you have special insurance needs. Our Contractors Policy will provide comprehensive coverage for your business contractorpersonal property as well as the liability insurance you need to protect yourself and your business. Many optional coverages are available to tailor coverage to fit your needs.


Dennis Volz Insurance Agency
Insurance for the Times of Your Life
OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Retail & Service Insurance

Business owners get comprehensive protection for buildings, business personal property, loss of income and business liability. Policies designed for owners and operators of retail, wholesale, and service businesses are businessavailable. Optional coverages allow you to tailor the insurance to your specific needs.


Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Office & Professionals Insurance

Professionals or owners of office buildings can get comprehensive protection for their buildings, business personal property, loss of income, and officebusiness liability. Optional coverages allow you to tailor the insurance to your specific needs.


Dennis Volz Insurance Agency
Insurance for the Times of Your Life
OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Landlord Insurance
Residential Rental Property

We offer policies tailored to insure apartment buildings, dwellings rented to others and condominium units held for rental. duplexCoverage includes buildings, liability protection, and loss of rents insurance. Loss assessment protection is available to owners of residential property in condominiums, homeowners associations, and other planned communities. A wide array of options and coverages are available to fit your needs.


Dennis Volz Insurance Agency
Insurance for the Times of Your Life

OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979
Call us anytime for a quote
619-670-1000

Church Insurance

Churches and other places of worship (all sizes)

Churches and other places of worship are often the center of a community. We can help protect them with comprehensive coverage.We ofchurchfer insurance to cover buildings, personal property, and liability. Coverage can be tailored to include other activities conducted by your congregation.


Dennis Volz Insurance Agency
Insurance for the Times of Your Life
OFFICE: (619) 670-1000
FAX: (619) 670-1121
CELL (619) 339-1339
10791 Jamacha Bl, Suite 1
PO BOX 1961
Spring Valley, CA 91979

Contact Us

Easiest of all is to just call our office at 619-670-1000. We're available 24 hours a day to assist you.

Stop by our new office at:
10791 Jamacha Bl
Suite 1
Spring Valley, CA

Or drop me an email at:
DennisVolz at Gmail dot com

Of course you can always send us a post card at:
PO BOX 1961
Spring Valley, CA 91979